Habitat for Humanity of La Plata County
50 Design Center Rd Durango CO, 81301 Phone: | Fax: Email: Website:
Offers an affordable homeownership program where low-income individuals have the opportunity to purchase their first home with no down payment in exchange for volunteer hours and educational courses.
You can do either, however, we recommend (but do not require) that you take the class first. Your one-on-one appointment will be more useful if you have been exposed to the mortgage terminology and concepts that we use in advisement sessions.
No. HomesFund is a HUD approved housing counseling agency. Our inquiry into your credit will be noted on the report, but it will NOT affect your credit score, as we are coded with the credit reporting agency as a counseling agency.
It depends on the program. For HomesFund loan programs, the certificate is valid for 2 years. For other programs such as USDA Direct and CHFA, the certificate is valid for 1 year.
Services
Eligibility
<p>Individuals must be:</p><ul><li>A first-time homebuyer as defined by the US Department of Housing and Urban Development (HUD)</li><li>Aged 18 years or older</li><li>Residents of the service area</li><li>Without bankruptcy in the previous 3 years</li></ul><p>Additional eligibility requirements may apply.</p>
Application Process
Call to schedule an intake appointment.